Navigating Money, Values, and Long-Term Planning

People often feel uncertain about financial planning until they understand how the pieces fit together. In this episode, Barbara shares her recent interview from Close Up Talk Radio with host Doug Llewelyn, where she breaks down the steps that help clients move from confusion to clarity. She talks through cash flow, asset coordination, retirement strategy, and the importance of honest, informed conversations.

What’s in This Episode

• How life insurance premium financing works and why some clients use it
• The importance of cash flow evaluation and why many people do not know what they earn, spend, owe, or own
• Retirement planning lessons shaped by Barbara’s parents’ experience during market downturns in the 1970s
• How Barbara’s background in therapy informs empathy, communication, and behavioral financial advising
• Why legacy planning is about preparation, clarity, and easing the burden on loved ones